What are Mission Vision & Core Values of Tokyo Kiraboshi Financial Group Company?

The mission statement explicitly targets two key customer segments: small and medium-sized enterprises (SMEs) and individual customers. This focus allows Kiraboshi Financial Group to tailor its products and services to meet the specific financial needs of these groups within the Tokyo metropolitan area. In 2023, SMEs represented approximately 99.7% of all enterprises in Japan, highlighting the importance of this customer segment.

The mission statement clearly defines the geographic scope of Kiraboshi Financial Group's operations: the Tokyo metropolitan area. This regional focus allows the financial institution to develop a deep understanding of the local market and build strong relationships with its customers. The Tokyo metropolitan area is a significant economic hub, contributing a substantial portion of Japan's GDP.

Kiraboshi Financial Group aims to provide "comprehensive financial services." This encompasses a wide range of offerings, including banking, securities, leasing, consulting, and FinTech solutions. This comprehensive approach allows the group to meet the diverse financial needs of its customers. The group's 21 subsidiaries enable it to offer a broad spectrum of services.

The mission emphasizes contributing to the development of local communities. This commitment is reflected in Kiraboshi Financial Group's corporate social responsibility (CSR) initiatives and its focus on supporting the economic vitality of the Tokyo metropolitan area. This includes supporting business succession and M&As for SMEs. The group's commitment to community development aligns with the growing emphasis on ESG (Environmental, Social, and Governance) factors in the financial sector.

Kiraboshi Financial Group's business operations are designed to fulfill its mission. This includes leveraging its group companies' strengths, collaborating with partners like Mitsubishi Corporation for embedded finance, and focusing on supporting SMEs. The group's strategic objectives are directly linked to its mission. For instance, the group's focus on supporting business succession for SMEs directly contributes to the long-term health of the local economy.

The mission statement underscores a customer-centric and community-oriented approach. This means that Kiraboshi Financial Group prioritizes understanding and meeting the needs of its customers while also contributing to the well-being of the communities it serves. This approach is increasingly important in the financial services industry, as customers and stakeholders demand greater transparency and social responsibility. This approach also contributes to the company's long-term vision.

The aspiration to become a "platform owner" signifies a strategic shift beyond traditional roles for this Financial Institution. This implies a move towards creating and controlling an ecosystem that offers diverse services, potentially including financial products, digital tools, and other value-added offerings. This approach aims to enhance customer engagement and create new revenue streams.

The vision's focus on being "Tokyo-based" leverages the group's regional strength within the Tokyo metropolitan area. This allows Kiraboshi Financial Group to concentrate its resources and expertise, understanding the specific needs of the local market. This localized approach can foster stronger customer relationships and tailored service offerings.

The emphasis on "creating new value for customers" goes beyond simply providing financial services. It suggests a commitment to innovation, customer-centricity, and the development of solutions that address a broader range of customer needs. This could include offering digital tools for financial planning, business support services, or partnerships with other businesses to provide integrated solutions.

This vision aligns with Kiraboshi Financial Group's efforts in digitalization and platform development. Initiatives like UI Bank and Kiraboshi Tech demonstrate the company's commitment to creating digital platforms to enhance customer experience and expand service offerings. These platforms are crucial for achieving the vision of becoming a platform owner.

The business alliance with Mitsubishi Corporation to develop embedded finance services further supports this vision. This partnership allows Tokyo Kiraboshi Financial Group to integrate financial services into other platforms and services, creating new value propositions for customers. This approach is a key element of the platform strategy.

While technology plays a crucial role, the vision also encompasses the broader goal of evolving into "a comprehensive service business that is also strong in finance." This indicates a desire for holistic growth, encompassing not just technological advancement but also a focus on customer service, product diversification, and overall business development. This is also a part of the Growth Strategy of Tokyo Kiraboshi Financial Group.

The business alliance with Mitsubishi Corporation exemplifies how the group is executing its vision. This partnership focuses on developing embedded finance services, integrating financial solutions into non-financial platforms. This is a key strategy for expanding its reach and offering new value to customers.

Tokyo Kiraboshi Financial Group's mission to support local communities and SMEs is reflected in its strategic focus. This includes strengthening relationships with corporate clients and expanding fee-based services like M&A and business matching. These efforts contribute to the economic development of the Tokyo metropolitan area.

The financial performance of Tokyo Kiraboshi Financial Group serves as a measurable indicator of its strategic success. For the fiscal year ending March 31, 2025, the group reported a significant increase in ordinary income by 16.2% and profit attributable to owners by 22.2% year-on-year. This demonstrates the positive impact of their mission-driven initiatives.

The new medium-term business plan (FY2024-FY2026) of Tokyo Kiraboshi Financial Group further emphasizes the alignment between strategic objectives and overarching goals. The plan focuses on enhancing profitability and efficiency, reinforcing the commitment to their mission and vision. This strategic planning ensures that the company's operations remain consistent with its core values.

While specific direct quotes from leadership linking the financial results to the mission and vision were not found, the consistent messaging across the corporate purpose, mission, and vision indicates a strong influence on long-term planning and day-to-day operations. This alignment is crucial for sustainable growth.

The strategic objectives of Tokyo Kiraboshi Financial Group are designed to respond to the dynamic financial market. The group's commitment to innovation and customer service is reflected in its strategic decisions. This approach allows the company to adapt to market changes and maintain a competitive edge.

Leadership plays a vital role in reinforcing the Company Values of Tokyo Kiraboshi Financial Group. While specific quotes on implementation were not readily available, the consistent communication of their corporate purpose, 'Giving our all, for TOKYO,' and the strategic priorities outlined in their medium-term business plan, indicate a commitment to embedding these principles throughout the organization.

The business alliance with Mitsubishi Corporation to develop embedded finance services exemplifies the alignment of stated values with actual business practices. This collaboration leverages the strengths of both entities to provide integrated financial and non-financial services. This supports their vision and commitment to comprehensive service provision.

The group's focus on supporting SMEs through specialized financing, business succession support, and M&A advisory services demonstrates the practical application of their mission to contribute to local communities. Their investment in companies through Kiraboshi Capital also aligns with this mission, aiming to revitalize the Tokyo metropolitan area economy.

While specific programs for ensuring alignment weren't extensively detailed, the emphasis on corporate governance and internal controls suggests a framework for upholding their stated values and principles. This framework is crucial for maintaining ethical standards and ensuring that the group's actions reflect its Core Values of Kiraboshi Financial Group.