Qatar Islamic Bank Business Model Canvas
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QIB's Business Model: A Canvas Breakdown
Uncover the strategic architecture of Qatar Islamic Bank with our Business Model Canvas analysis. We explore its core offerings, customer relationships, and vital partnerships. Discover the revenue streams and cost structures driving its financial performance. This essential tool gives you a comprehensive understanding of QIB's operations.
Partnerships
Fintech Companies
Qatar Islamic Bank (QIB) collaborates with fintechs to boost digital payments and offer Sharia-compliant BNPL services. These alliances blend QIB's financial knowledge with cutting-edge tech. This approach broadens merchants' customer reach and gives consumers flexible payment choices. In 2024, Qatar's fintech market saw significant growth, with investments reaching $150 million. This supports Qatar Central Bank's fintech-bank collaboration strategy.
Qatar Financial Centre (QFC)
Qatar Islamic Bank (QIB) collaborates with Qatar Financial Centre (QFC) to offer smooth banking solutions, enhancing the experience for licensed firms. This partnership unlocks new opportunities for QFC-licensed businesses to access superior corporate banking services. As of 2024, QIB's assets reached approximately QAR 200 billion, reflecting its financial strength. The collaboration supports Qatar's financial sector growth.
Visa
Qatar Islamic Bank (QIB) collaborates with Visa, streamlining international money transfers via Visa+. This partnership boosts QIB's digital banking, providing secure global money transfer options for its customers. It capitalizes on Visa's extensive network, enhancing transaction efficiency and accessibility. Visa's payment volume reached $14.7 trillion in 2023, demonstrating its global influence.
Gulf Organisation for Research and Development (GORD)
Qatar Islamic Bank (QIB) teamed up with the Gulf Organisation for Research and Development (GORD) to boost sustainability efforts. This partnership focuses on environmental protection, public health, and sustainable development, supporting Qatar's National Vision 2030. QIB and GORD are working together on various initiatives to promote sustainability within the community. This collaboration is a key part of QIB's commitment to environmental and social responsibility, aligning with the bank's broader strategic goals for 2024.
- MoU signed to enhance sustainability initiatives.
- Focus on environmental preservation and public health.
- Supports Qatar National Vision 2030 goals.
- Part of QIB's strategic goals for 2024.
Qatar Airways Privilege Club
Qatar Islamic Bank (QIB) has partnered with Qatar Airways Privilege Club, allowing customers to convert Wala'a Rewards into Avios. This collaboration broadens redemption choices, offering travel and lifestyle benefits. This partnership complements reward options for Qatar Airways Privilege Club members in the UAE. In 2024, Qatar Airways reported a revenue of $20.7 billion, showing robust growth.
- QIB customers benefit from expanded reward redemption options.
- The partnership enhances the value proposition of Wala'a Rewards.
- Complements Qatar Airways' offerings in the UAE.
- Qatar Airways saw substantial revenue growth in 2024.
QIB's Strategic Alliances: Fintech to Airways
QIB teams with fintechs for digital payments, backed by $150M fintech investment in Qatar in 2024.
QIB collaborates with QFC for corporate banking, supporting QAR 200B in assets.
Visa partnerships facilitate international transfers. In 2023, Visa's payment volume hit $14.7T.
Sustainability efforts include GORD collaboration supporting Qatar's 2030 vision.
QIB partners with Qatar Airways for reward conversions; Qatar Airways revenue in 2024 was $20.7B.
| Partner | Type of Collaboration | Impact |
|---|---|---|
| Fintechs | Digital Payments | Boosts digital services, aligns with Qatar's $150M fintech investment in 2024 |
| Qatar Financial Centre (QFC) | Banking Solutions | Enhances services for licensed firms, supported by QIB's approx. QAR 200B in assets |
| Visa | International Transfers | Improves global money transfers, leverages Visa's $14.7T payment volume in 2023 |
| GORD | Sustainability Initiatives | Supports environmental goals, aligns with Qatar National Vision 2030 |
| Qatar Airways | Rewards Program | Expands reward options, enhances customer benefits, in line with $20.7B revenue in 2024 |
Activities
Retail Banking Services
Qatar Islamic Bank (QIB) provides retail banking services. This includes savings accounts, personal financing, and credit cards. Services are available via branches and digital platforms. Specialized services are offered through dedicated centers. QIB's focus is on digital transformation to improve customer experience. In 2024, QIB's net profit reached QAR 1.155 billion.
Corporate Banking Services
Qatar Islamic Bank (QIB) offers comprehensive corporate banking services, covering accounts, cash management, and online banking. They facilitate trade finance and treasury services, crucial for business operations. QIB builds strong relationships with clients in both government and private sectors, supporting national development. In 2024, QIB's corporate segment saw significant growth, with assets reaching QAR 70.5 billion.
Investment Banking Activities
Qatar Islamic Bank (QIB), through QInvest, offers Sharia-compliant financial services. They provide investment opportunities and financial advisory services to clients. QIB's investment activities boost asset growth and diversify revenue. In 2024, QInvest managed assets totaling $1.8 billion, showing strong growth.
Digital Transformation Initiatives
Qatar Islamic Bank (QIB) prioritizes digital transformation to improve customer experience and streamline operations. They invest in modern technologies and digital platforms, notably the QIB Mobile App. QIB introduces innovative digital products to fulfill evolving customer demands. This strategy aligns with the rising adoption of digital banking in Qatar.
- QIB's digital banking transactions grew by 30% in 2024.
- Over 80% of QIB's transactions are now conducted digitally.
- QIB allocated $100 million to digital transformation projects in 2024.
- The QIB Mobile App has over 500,000 active users.
Sharia-Compliant Financial Solutions
Qatar Islamic Bank (QIB) makes sure all its services follow Islamic finance rules. The Sharia Supervisory Board at QIB checks that everything done is in line with Islamic law. QIB provides Sharia-compliant options for financing, investing, and general banking to everyone. This includes both personal and business needs.
- QIB reported a net profit of QAR 3.605 billion in 2023.
- The bank's financing activities grew by 10.8% in 2023.
- Customer deposits at QIB increased by 9.8% in 2023.
- QIB's total assets reached QAR 208.8 billion by the end of 2023.
QIB's Digital, Sharia-Compliant, and Investment Strategies
Key activities at Qatar Islamic Bank (QIB) include managing digital platforms and expanding digital services, with digital transactions growing significantly. They also focus on Sharia-compliant financial services, ensuring all products meet Islamic law standards. Additionally, QIB engages in investment activities to boost asset growth.
| Activity | Description | 2024 Data |
|---|---|---|
| Digital Banking | Enhancing digital services and platforms. | 30% growth in digital transactions |
| Sharia Compliance | Ensuring all services meet Islamic law. | Net profit: QAR 1.155 billion in 2024 |
| Investment | Managing investment opportunities. | QInvest assets: $1.8 billion |
Resources
Branch Network
Qatar Islamic Bank (QIB) maintains a modern branch network across Qatar, including specialized centers. These branches offer personalized services and relationship management. This network supports QIB's strategic growth. In 2024, QIB's branch network facilitated numerous customer interactions.
Digital Banking Platforms
QIB's digital banking platforms, like the QIB Mobile App, are crucial resources. They provide convenient, accessible services, enabling customers to manage accounts remotely. These platforms offer various features, and QIB invests in their enhancement. In 2024, mobile banking adoption in Qatar grew by 15%, reflecting digital banking's importance.
Financial Capital
Financial capital is vital for Qatar Islamic Bank (QIB). QIB's total assets were approximately QAR 202.9 billion by the end of 2023. Financing assets and customer deposits are key. The bank's financial health supports its regional expansion and Qatar's vision.
Human Capital
Human capital is critical for Qatar Islamic Bank (QIB), encompassing its employees and management. QIB prioritizes attracting and retaining Qatari talent, aligning with Qatarization goals. The bank invests in training to boost its workforce's skills. In 2024, QIB's focus remained on employee development.
- QIB's workforce includes specialized relationship managers.
- The bank provides development programs.
- Qatari talent is a key focus.
- Training enhances employee expertise.
Brand Reputation
Qatar Islamic Bank's (QIB) strong brand reputation is crucial. It draws in customers and fosters partnerships. This reputation stems from innovation, customer focus, and Sharia compliance. In 2024, QIB's brand helped it maintain a leading position in Qatar's Islamic banking sector. It supports QIB's growth and market strategy.
- QIB's brand value estimated at $1.5 billion in 2024.
- Customer satisfaction scores consistently above 85% in 2024.
- Increased market share by 2% due to strong brand perception in 2024.
- Recognized as "Best Islamic Bank in Qatar" for the fifth year in a row in 2024.
QIB's Strategic Growth: Branches, Digital & Assets
QIB leverages its branch network for personalized services, supporting strategic growth. Digital banking, including the QIB Mobile App, is crucial for convenient access; mobile banking adoption grew 15% in Qatar in 2024. Financial capital is vital, with QIB's assets around QAR 202.9B in 2023.
| Key Resources | Description | 2024 Data Points |
|---|---|---|
| Physical Branches | Modern branch network, specialized centers, personalized services. | Facilitated numerous customer interactions. |
| Digital Platforms | QIB Mobile App, convenient services, remote account management. | Mobile banking adoption grew 15% in Qatar. |
| Financial Capital | Total assets, financing assets, customer deposits. | Total assets approx. QAR 202.9B (end of 2023). |
Value Propositions
Sharia-Compliant Banking Solutions
Qatar Islamic Bank (QIB) provides Sharia-compliant banking solutions, offering services aligned with Islamic finance. These include retail, corporate, investment banking, and treasury services. This caters to customers preferring Islamic principles. In 2024, QIB's assets reached approximately $47.5 billion. Sharia compliance is a core value proposition.
Innovative Digital Banking Services
Qatar Islamic Bank (QIB) offers innovative digital banking via its mobile app and online platforms, improving customer access. These services include account management, online transactions, and digital marketplaces, boosting customer experience. In 2024, digital banking adoption increased by 15% among QIB customers. QIB's digital services meet the needs of tech-savvy clients.
Personalized Customer Service
Qatar Islamic Bank (QIB) excels in personalized customer service, offering tailored solutions via its branches and relationship managers. QIB emphasizes building strong customer relationships and delivering exceptional service. This approach boosts customer satisfaction; in 2024, QIB reported a customer satisfaction score of 85%.
Financial Stability and Reliability
Qatar Islamic Bank (QIB) emphasizes financial stability and reliability, safeguarding customer assets. QIB's robust financial health is evident in its strong capital base. This assures the security of investments and deposits.
- Capital Adequacy Ratio (CAR) above regulatory requirements.
- Consistent profitability and solid financial performance.
- Stringent risk management to protect assets.
- Fostering customer trust and confidence.
Support for Qatar's National Vision 2030
Qatar Islamic Bank (QIB) actively supports Qatar's National Vision 2030 by fueling economic diversification and sustainable growth. QIB strategically aligns with the government's infrastructure investments and private sector expansion goals. This backing solidifies QIB's position as a vital contributor to Qatar's socio-economic progress. QIB's commitment is evident in its financial contributions and strategic initiatives.
- In 2024, QIB reported a net profit of QAR 3.75 billion, demonstrating strong financial performance.
- QIB has been actively involved in financing infrastructure projects, with approximately QAR 10 billion allocated to these projects.
- QIB's financing for the private sector has increased by 15% in 2024, reflecting its support for private sector growth.
- The bank has launched several sustainability initiatives aligned with the National Vision 2030's environmental goals.
Islamic Banking: $47.5B in Assets & 15% Digital Growth
QIB provides Sharia-compliant banking, with assets of $47.5B in 2024. They offer digital banking, increasing adoption by 15% in 2024. QIB prioritizes personalized service and financial stability.
| Value Proposition | Description | 2024 Data |
|---|---|---|
| Sharia-Compliant Banking | Offers financial services adhering to Islamic principles. | Assets reached $47.5 billion. |
| Digital Banking | Provides online and mobile banking services. | Digital adoption increased by 15%. |
| Personalized Customer Service | Delivers tailored financial solutions. | Customer Satisfaction 85%. |
Customer Relationships
Personal Relationship Management
Qatar Islamic Bank (QIB) excels in personal relationship management, assigning dedicated relationship managers to individual customers for personalized financial advice. This strategy builds lasting customer connections and addresses specific needs. The focus on customer service boosts satisfaction and loyalty, essential for QIB's success. For 2024, QIB reported a customer satisfaction rate of 85%, reflecting effective relationship management.
Digital Customer Support
Qatar Islamic Bank (QIB) boosts customer relations via digital support. This includes its mobile app, online platforms, and a call center. In 2024, QIB saw a 30% rise in mobile banking users, reflecting digital focus. Digital tools allow quick query resolution, transaction processing, and service info. This digital shift improves customer convenience and accessibility.
Community Engagement
QIB actively participates in community events, aligning with its values. In 2024, QIB increased its community investment by 15%. This strategy improves brand perception and builds strong community bonds. Such engagements highlight QIB's dedication to social responsibility. QIB supports local initiatives, reflecting its commitment to sustainable practices.
Customer Feedback Mechanisms
Qatar Islamic Bank (QIB) actively uses customer feedback mechanisms to refine its offerings. These mechanisms, including surveys and feedback forms, help QIB understand customer needs. This approach ensures customer preferences inform the bank's decisions, enhancing satisfaction. Customer feedback drives continuous improvement, crucial in 2024's competitive market.
- QIB's customer satisfaction score (CSAT) increased by 7% in 2024 due to feedback implementation.
- Feedback forms saw a 15% increase in completion rates after a user-friendly redesign.
- Over 80% of QIB customers reported feeling heard after providing feedback.
- QIB allocated $500,000 in 2024 for customer feedback analysis and improvement projects.
Dedicated Service Centers
Qatar Islamic Bank (QIB) strategically utilizes dedicated service centers to enhance customer relationships. These centers, including Private Banking, Affluent Banking, and Ladies Banking Centers, provide specialized services. This approach ensures a comfortable and tailored banking experience for diverse customer segments. In 2024, QIB's customer satisfaction scores increased by 15% due to these dedicated services.
- Specialized centers cater to specific customer needs.
- Enhanced customer experience leads to higher satisfaction.
- QIB invested $50 million in upgrading service centers in 2024.
- These centers offer personalized banking solutions.
Customer-Centric Banking: Satisfaction & Growth
QIB builds strong customer ties with dedicated relationship managers and digital tools, boosting satisfaction. Community involvement and feedback mechanisms further refine QIB's offerings, reflecting its commitment. Specialized service centers also tailor banking for diverse customer segments.
| Aspect | Metric (2024) | Impact |
|---|---|---|
| Customer Satisfaction | 85% | Positive, loyalty |
| Mobile Banking Users | 30% increase | Convenience, accessibility |
| Community Investment | 15% increase | Brand image, bonds |
Channels
Branch Network
Qatar Islamic Bank (QIB) strategically uses its extensive branch network to offer personalized services and foster strong customer relationships. These branches are located throughout Qatar, with specialized centers catering to diverse customer groups. This network is crucial for QIB's growth, supporting customer engagement efforts. In 2024, QIB's network included multiple branches, enhancing its market presence.
Mobile App
Qatar Islamic Bank's (QIB) mobile app is a key digital channel, offering easy banking. It provides services like account management, online transactions, and digital marketplaces. The app boosts customer experience, meeting tech-savvy needs. In 2024, QIB's digital banking adoption rate increased by 15%, reflecting its focus on mobile.
Online Banking Platform
Qatar Islamic Bank's (QIB) online banking platform grants customers 24/7 access to accounts and services. It offers a secure interface for transactions and financial management. In 2024, QIB saw a 15% increase in online banking users. This digital platform boosts customer accessibility and convenience, key for modern banking.
ATM Network
Qatar Islamic Bank (QIB) maintains a robust ATM network across Qatar, ensuring easy customer access to cash and essential banking functions. These ATMs are strategically placed in key urban areas and commercial hubs. As of 2024, QIB's ATM network supports its commitment to customer service, improving accessibility. This network is a crucial element of QIB's operational strategy.
- Strategic ATM locations in Qatar's main cities and business areas.
- Enhances customer service and banking accessibility.
- Supports QIB's operational and service strategies.
- Provides convenient access to cash and basic banking services.
Call Center
Qatar Islamic Bank (QIB) utilizes a call center as a key communication channel for customer support. This center addresses inquiries and resolves issues, enhancing customer service. The call center provides multilingual support and extended operating hours to accommodate diverse needs. In 2024, QIB reported a customer satisfaction rate of 85% via its call center, reflecting its effectiveness.
- Multilingual support for diverse customers.
- Extended operating hours for accessibility.
- Resolution of customer queries and issues.
- High customer satisfaction rates.
ATM Network: Key to Daily Transactions
QIB’s ATMs are vital, strategically placed in key areas for easy access. In 2024, QIB's ATMs processed numerous transactions daily, showing strong usage. This network supports QIB's operational and service goals, enhancing customer service.
| Channel | Description | 2024 Data |
|---|---|---|
| ATM Network | Convenient access to cash and basic banking services. | Daily transactions: 10,000+ |
| Strategic Locations | Main cities and business areas. | Coverage: Urban and commercial hubs |
| Customer Service | Supports operational and service strategies. | Accessibility: High |
Customer Segments
Retail Customers
Qatar Islamic Bank (QIB) caters to a broad spectrum of retail customers. This includes individuals, families, and high-net-worth individuals, all of whom rely on QIB for their personal financial needs. Retail clients are a vital part of QIB's customer base, using services like savings, financing, and investment options. In 2024, QIB's retail banking segment saw a 10% increase in customer accounts.
Corporate Clients
Qatar Islamic Bank (QIB) serves corporate clients, including SMEs and large corporations. These clients use QIB's services for business needs like accounts, trade finance, and treasury. Corporate clients are vital for QIB's revenue, contributing significantly. In 2023, corporate banking accounted for a large portion of QIB's profits.
Government Institutions
Qatar Islamic Bank (QIB) provides financial services to government institutions to support projects. These institutions use QIB for financial management and strategic goals. In 2024, QIB's assets grew, reflecting strong government partnerships. Government institutions are key for QIB's stability; their deposits significantly contribute to the bank's financial health.
High-Net-Worth Individuals
Qatar Islamic Bank (QIB) focuses on high-net-worth individuals, providing private banking services with personalized financial advice and investment options. These clients seek tailored wealth management solutions to meet their specific financial objectives. This segment is crucial for QIB's revenue, reflecting the demand for Sharia-compliant financial products. QIB's success here is evident in its growing assets under management.
- QIB's private banking clients benefit from specialized services.
- These clients drive significant revenue for the bank.
- The bank provides Sharia-compliant investment opportunities.
- QIB's assets under management are steadily increasing.
International Clients
Qatar Islamic Bank (QIB) extends its services to international clients via its global presence and cross-border offerings. These clients, including businesses and individuals, seek Sharia-compliant banking solutions in important markets. International clients are vital for QIB's growth and diversification. For 2024, QIB's international assets reached $5 billion, reflecting its global reach.
- International clients utilize services like cross-border transfers and trade finance.
- QIB operates branches and subsidiaries in multiple countries.
- These clients contribute to approximately 15% of QIB's total revenue.
- QIB focuses on expanding its international client base.
Diverse Customer Segments Fueling Growth
QIB's customer segments include retail, corporate, and government entities, vital for diverse revenue streams. Private banking caters to high-net-worth individuals with personalized services. International clients contribute significantly to global expansion and diversification.
| Segment | Description | Financial Impact |
|---|---|---|
| Retail | Individuals and families. | 10% growth in customer accounts by 2024 |
| Corporate | SMEs and large corporations. | Significant portion of profits in 2023 |
| Government | Government institutions. | Assets grew in 2024 |
Cost Structure
Operational Expenses
Qatar Islamic Bank's operational expenses cover its extensive branch network and digital platforms. These costs include staff salaries, rent, and utility bills. QIB invested $20 million in digital transformation in 2024, increasing operational efficiency. The bank actively manages these expenses to boost its financial performance and profitability.
Financing Costs
Qatar Islamic Bank (QIB) faces financing costs tied to its funding, including interest expenses on deposits and borrowings. These costs fluctuate with market interest rates and the bank's funding composition. In 2024, QIB's interest expenses were significant, reflecting its large deposit base. QIB actively manages these costs to ensure profitability and financial health. For example, QIB's cost of funds was around 3% in 2024.
Impairment Charges
Qatar Islamic Bank (QIB) recognizes impairment charges for assets like non-performing financing. These charges signal the assessment of credit risk and potential losses. QIB's conservative approach is evident in its financial strategies. In 2024, QIB's coverage ratio for non-performing financing assets remained robust. The bank consistently manages these charges to maintain financial stability.
Technology Investments
Qatar Islamic Bank (QIB) strategically allocates resources to technology, bolstering its digital banking infrastructure and operational efficiency. These investments encompass software development, hardware enhancements, and robust cybersecurity protocols. For instance, in 2024, QIB increased its IT spending by 15%, focusing on digital transformation initiatives. These technological advancements support QIB's customer-centric approach and innovation-driven business model.
- IT spending increased by 15% in 2024.
- Focus on digital transformation initiatives.
- Investment in cybersecurity measures.
- Enhancements to digital banking platforms.
Regulatory Compliance Costs
Qatar Islamic Bank (QIB) allocates resources to adhere to regulatory standards and uphold Sharia principles. These expenses encompass regulatory approval fees, audit expenses, and Sharia supervisory costs, crucial for maintaining its operational license and reputation. Regulatory compliance is a significant element within the cost structure. In 2024, QIB's compliance-related spending is projected to be approximately QAR 150 million.
- Regulatory fees and charges.
- Sharia board fees.
- Audit and verification expenses.
- Compliance staff salaries.
Marketing Spend: A QAR 80 Million Investment
QIB's marketing expenses include advertising, promotions, and brand-building activities. These costs are crucial for attracting and retaining customers. In 2024, QIB allocated approximately QAR 80 million to marketing campaigns, aiming to enhance brand visibility and market share. QIB strategically manages these expenses to optimize its return on investment.
| Expense Category | Description | 2024 Estimated Cost (QAR Million) |
|---|---|---|
| Advertising & Promotions | Campaigns, digital ads, sponsorships | 50 |
| Brand Building | Brand awareness initiatives, events | 20 |
| Market Research | Customer analysis, surveys | 10 |
Revenue Streams
Financing Activities
Qatar Islamic Bank (QIB) earns revenue through financing activities, primarily offering Sharia-compliant loans and financing. This is a core income source for the bank. QIB aims to expand its financing assets and prudently manage credit risk. In 2024, financing activities generated a significant portion of QIB's total revenue, with specific figures available in their financial reports.
Investing Activities
Qatar Islamic Bank (QIB) earns revenue from its investments in securities and financial instruments. This income is crucial for QIB's profitability. In 2024, QIB's investment portfolio generated a significant portion of its total revenue. The bank actively manages its investments, aiming for a good balance between risk and potential gains. For instance, in the first quarter of 2024, QIB's net profit reached QAR 1.005 billion.
Fee and Commission Income
Qatar Islamic Bank (QIB) generates revenue from fees and commissions tied to banking services. These include account management, transactions, and financial advice. This income stream is central to QIB's banking operations. The bank actively seeks to grow its fee-based services to diversify its revenue. In 2024, QIB's fee and commission income was approximately QAR 800 million.
Treasury Services
Qatar Islamic Bank (QIB) leverages treasury services, such as foreign exchange and money market activities, to generate revenue. These services are vital to QIB's profitability. The bank actively manages its treasury operations to boost financial performance. In 2024, treasury services are expected to contribute significantly to QIB's overall revenue, reflecting strategic financial management.
- Foreign Exchange Transactions: Key revenue driver.
- Money Market Activities: Essential for liquidity management.
- Strategic Financial Management: Optimized financial performance.
- Revenue Contribution: Significant in 2024.
Other Operating Income
Qatar Islamic Bank (QIB) diversifies its revenue streams by including other operating income, which encompasses gains from asset disposals and various miscellaneous income sources. This segment adds to QIB's overall profitability, offering a buffer against fluctuations in core banking activities. Maximizing this income stream is a key focus for QIB to enhance its financial performance and achieve its strategic goals.
- In 2023, QIB reported a net profit of QAR 3.605 billion, with other operating income contributing to this figure.
- Other operating income includes gains from the sale of investments and other operating activities.
- QIB aims to optimize its non-core income sources to strengthen its financial position.
- This revenue stream supports QIB's ability to invest in growth and maintain shareholder value.
Revenue Breakdown: Key Income Sources
QIB's revenue streams encompass financing, investments, and fees, forming its core income. Treasury services like FX and money market activities also generate revenue. Other operating income includes gains from asset disposals and miscellaneous sources.
| Revenue Stream | Description | 2024 Data (Approx.) |
|---|---|---|
| Financing Activities | Sharia-compliant loans & financing | Significant contribution to total revenue |
| Investment Income | Securities & Financial Instruments | Generated a significant portion of total revenue in Q1 |
| Fees & Commissions | Banking services related fees | ~QAR 800 million |
Business Model Canvas Data Sources
The QIB Business Model Canvas is built on market analysis, financial reports, and internal company documents.
